Eligibility

 An individual who holds an Indian nationality is eligible to open an account under this scheme
 A minor who is above 10 years of age is eligible to open an account in any bank under this scheme, he/she will need to have a guardian to manage the account along with him/her. He/she will also eligible for a RuPay card on which one can withdraw 4 times from any ATM
 An individual who does not hold any valid documents to prove that he is an Indian national but after the bank does their ground research and categorizes the person into "low-risk" is eligible to open the account under this scheme
 An individual who has any identity proof authorized by any gazette officer is eligible to open account under this scheme
 An individual who has any existing bank saving account with the bank can transfer his account to pradhan mantri jan dhan yojana account so he is eligible for the benefit from that account

Benefit Description

To provide assistance to access financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

Application process

Refer the following ink for application process
https://www.pmjdy.gov.in/scheme 

Other Details

https://www.pmjdy.gov.in/scheme